Thank you for coming. I know time is tight these days. We really appreciate your coming. I have two questions.
Certainly I and many of us have had the pleasure of reading a number of your reports, and your predictions are pretty accurate. The details in those reports help us make wise decisions. In your report, you talk about 2014 and the tax gap and the underground economy. The numbers tell one story.
I have two questions. I wonder if you could quickly just tell us how you see the underground economy now compared with where it was 20 years ago and in 2014, and where you see the challenges that lie ahead. I'll ask that first one, and then I'll quickly come back to the second one. Thank you.