Thanks for the question.
This is an important issue. I would say that the very first way we are going to help students to manage the debt is by helping them not to have as much.
I do have to go back to the student grants. I think pretty well every student would rather have less debt, so by increasing the grants for low-income, middle-income, and part-time students, we will make a material impact on the actual amount of debt they have when they graduate from school. That is step number one.
Step number two is that we are creating a significantly larger number of summer jobs for students. First, you have a higher grant; second, you provide more jobs. Our summer job program will increase the number of jobs for students by 300,000. That will give them more opportunity to earn money during their summers so that they will be able to pay off a portion of their debt.
Those are step one and step two. Step three is to enable them not to have to pay their debt until they get to a reasonable amount of income. We have allowed for up to $25,000. Until students earn $25,000, they won't have to begin paying the debt. That allows them a time period until they get their first job or their first serious long-term employment when they are not burdened with that debt. That will help them to get going.
All of these things, I think, are important measures for students. Of course, investing in universities and innovation is going to enable them to gain the skills and find the kinds of jobs that will make a real difference for them in the long term, so that they will be able to afford to pay off their debt when they get into the workforce.