Thank you very much for the question.
The Department of Finance has been in consultation with respect to the provisions here, but with respect to the bail-in regime more broadly, on a very consistent basis over the past several years. As you may be aware, there was a consultation paper issued by the Department of Finance in August 2014. However, even in the run-up to that consultation, there were extensive consultations with the industry and other interested stakeholders. That includes banks, investors, and others who possibly would be impacted by the development of this regime.
We've been in continuous contact, actually, beyond the consultation paper, through the continuation of the development of the regime, and we'll continue to do so as the regulations are developed, if the legislation passes, to continue to implement the regime.