Yes. I have just one supplemental point, if I may.
While this bill has been pre-reviewed in the other place in Parliament, I can say, not speaking for them, that the Canadian Bankers Association, representing all of the affected institutions, have come forward to suggest that we had consulted, and they were supportive of introducing this regime quite consistent with standards internationally. I'm not speaking for them, but I am referring to them being on the record in that regard.
We also have consulted widely in past months with both the investors as well as the various institutions, and collaborated closely internationally with all of our peer jurisdictions, to make sure we are consistently following the guidelines set out by the financial stability board and the G20. While this is an important provision to ensure financial stability in Canada, we also want to make sure our institutions and investors are treated the same globally so that there's an equal platform upon which the banks operate and investors participate in as well.