Yes. It just seems to me.... Given that both you and the Bank of Canada have identified high household indebtedness as a risk that we're facing in this country, and given that the Bank of Canada says today that the biggest threat to the financial system—because it's their financial system review—is that homeowners could run into trouble in the event of a severe recession, or a sharp increase in unemployment, it seems that both entities, from different points of view, are telling us that high levels of debt are bad in this country when it comes to Canadian households, and that there is a significant risk.
On June 9th, 2016. See this statement in context.