We're doing a lot of work in this area, actually, on information for Canadians. We have a “get it in writing” campaign right now, which we're collaborating on with Revenue Canada. It's been on for many years, but it's been reinvigorated over the past couple. It's to educate Canadians about making a smart choice when it comes to renovation, because, as you've said, everybody loses, frankly, including the homeowners who are choosing to go this route in many instances.
It's one reason why, when we look to activities like what you're trying to achieve from a public policy perspective—for example, climate change, aging in place, helping first-time homebuyers through a renovation tax credit—it doesn't take much. As long as you have a program that requires a homeowner to get a receipt, you in turn then attack the underground economy. We saw it through the home renovation tax credit in 2009. We saw it through the ecoENERGY retrofit program for energy efficiency. When you get a homeowner to take a receipt—and it doesn't have to be a receipt for much—as soon as you get the receipt, the underground economy dries up. Tying social or other policy to things like the renovation side of things to achieve those dual benefits is a great way, and as we've calculated, this can practically be cash-neutral for the government. Tax credits, grant programs, are often looked at as a straight expense. That's not the case when you are bringing underground economy activity above board in the process.