Thank you to all the panellists for coming to testify today.
I'll be splitting my time with the parliamentary secretary, if that's okay.
My first question is for Alex Scholten.
There are few things that all three parties actually agree on. One is a small business tax reduction from 11% to 9%. I'm sure your association is happy about that.
You mentioned a few things on which I wanted a little bit more clarification. On the merchant fees, you said we pay some of the highest merchant fees in the G-8. I've been to a lot of convenience stores; there's a lot of them in my riding. They also charge us an additional fee if we're paying by credit card. Doesn't that offset whatever the merchants are charging them?