I'll jump straight over to Mr. Kershaw.
I want to talk about the costs for young people. You mentioned child care and, in passing I think, the cost of an education.
I'm wondering if you could make two comments: one is about tuition fees and things like that—student loan debt is huge—and also child care, which Ms. Vipond mentioned as well, and the economic impact of having a properly funded national child care program.