I want to follow up on that.
I was interested in some of your comments and agree with some of them. I don't necessarily agree with all of them, but that's why we're here.
The one thing you did not mention, which I think is the balance here, is the fact—I think it's fairly common knowledge or belief—that this generation, your generation, is going to be in line for the largest inheritance of any generation in history. I know I'm not a wealthy guy, but I know my kids are going to inherit a hundred times what I inherited from my parents.
Is that not some of the balance?