We have an active and vibrant start-up community, as has been mentioned, and a lot is in the IT sector. It is recognized that there is not enough angel investor, not enough venture capital, and there is difficulty accessing loans, particularly for some projects that are intellectual when the person has absolutely no track record in managing a business.
It certainly is something we're seeing. We have a start-up incubator here, called Planet Hatch. We're putting through cohorts on a regular basis and those companies are having.... We think they're world famous. Maybe you've heard of companies like Resson Aerospace that have certainly received some great venture capital and investment. Others have equally great ideas and just can't access the funds.
We also have a business incubator for newcomer businesses and their challenges are even greater because they have other barriers to overcome as well.