Thank you, Mr. MacKinnon.
With the aging population, business transfers are becoming an increasingly alarming issue. It's a problem we've seen for ourselves. The Mouvement Desjardins serves about 400,000 businesses, mostly small and medium enterprises. Business transfers can be addressed in various ways. They can be set up differently. With that in mind, we created Capital régional et coopératif Desjardins. So businesses can be converted to co-ops, with managers and employees as shareholders.
With regard to business transfers, I think that taxation is a key aspect for the governments, particularly the federal government. We need some tax tools for these family businesses and private businesses, which are not on the stock market. It involves being able to report the impact or, at the very least, amortize all the capital gain issues, which are untenable for successors. Otherwise, foreigners can scoop up clearly established businesses, sometimes even at a discount. By keeping them here, we are also keeping the feeling of belonging and all the economic development that goes along with it.