I appreciate that.
Concerning your comments earlier with Mr. Deltell, I have to say that I agree. Even the IPCC in a recent report has cited that the countries that are the wealthiest are the ones that have the best outcomes in terms of technology, in terms of health, in terms of dealing with climate change.
I'm just going to move down to Ms. Becker.
Ms. Becker, I'm not convinced yet of your proposal, but let's just that if such a bank were to happen, why would we want to build a stand-alone crown corporation that would take five years to establish itself and to put together protocols and then have the problem that there would only be one location and that of course they would need to open up branches across the country? Why wouldn't we use BDC, which has an established clientele and established presence, or Farm Credit Canada, which can tailor its programs to do exactly what you're talking about? Why a stand-alone entity?