Thank you, Chair.
Mr. Watt, I'll make it quick. I'm looking at StatsCan's web page. We focus on this measure of debt to disposable income—169%—with household sector debt to GDP over 100% for the first time, but we don't look at net worth, percentage of disposal income, and financial assets, all those measures on the other side of the balance sheet.
A number of your colleagues came to Ottawa and gave each of our caucuses a brief, and some have disagreed with looking at this one ratio. As a fellow economist, who's right, who's wrong, or are we all right and all wrong?