Thank you, Mr. Chair.
Governor and Ms. Wilkins, thank you for taking the time to be here today.
From you remarks I can see that you have done your job, if I may say so. Now it is up to the government to do its job by adopting sound policies and a fiscal policy that support Canada's monetary policy.
We also know that psychology plays a major role in an economic recovery.
Can you talk to us about the role that consumers play in Canada's economy at present? Can you talk specifically about the mortgage rules and housing rules? How do you see Canadian consumers today? To what extent do they contribute to economic recovery?