I'll take that one.
I agree with you. One of the things that we've encountered, sir, is that giving hundreds of thousands of dollars to a 21-year-old who may have severe depression or perhaps is missing a limb.... Think back to when you were 21. What did young people do with money?
I don't mean to say that they'd all be irresponsible with it, but let's be reasonable here. None of us would hand that sum of money to our kids, or particularly hand it to soldiers who are going through operational stress injuries. What helps them is a steady, slower, small, predictable source of funding.
It also helps them in other ways. You cannot take the Veterans Affairs benefits to a bank and secure a loan against them, or a mortgage, because they're all revokable. As soon as you get a medical assessment, they can disappear. My brothers pre-2006 could take a government pension literally to the bank. There's more than just the dollar figure that we have to look at with the soldiers. We have to look at the characteristics of those benefits as well.
I hope that answers your question.