Thank you very much.
Now I'll be very short because I know we have to get on to Randeep.
For the chartered accountants, you mentioned in one of your outlines here the national strategy for financial literacy. I'm wondering if you could talk a bit about your ideas, for instance, on postal banking, because a lot of rural and indigenous communities don't have access to banking facilities as such. A postal bank, for instance, might be very beneficial for increasing financial literacy because you could open a bank account. You could be doing all sorts of other small types of banking to generate a profit for Canada Post at a reasonable fee.