In terms of our services, we are seeing a growing need. I can't speak for the BDC, but we are seeing that there is currently a lot of financial capacity in the private sector, but that they tend to be focused on companies that are doing very well.
However, institutions like EDC and, I presume the BDC, are forced to take care of small riskier businesses or, in our case, very large companies that occupy tougher markets than Canada, that have many needs and that are not supported by the private sector. We tend to be pushed up and down, while the private sector is really very strong in terms of the overall market. In short, we observe that the complementary approach ensures that we are asked for very small needs and for very big needs.