It's a mix of those two things. However, the more important thing, frankly—and I think this is good for Canada—is that the demands on us from entrepreneurs, as they try to grow and start businesses and scale up their businesses, are increasing. The commercial banks are there to support and we're there to support, but what I like about the fact that there's more demand for what we do than we can supply is that it just speaks volumes to how much entrepreneurship there is out there and the growth plans and ambitious start-up plans that entrepreneurs have.
On October 27th, 2016. See this statement in context.