Thank you, gentlemen, for being here. I would echo earlier comments from, I think, Mr. MacKinnon that the local BDC representative in Calgary has been making his rounds and ensuring that especially we, as new MPs, are well informed on BDC.
Regarding the situation in Calgary, I wouldn't get too excited about all these new small businesses, because my guess is an awful lot of them are owned by highly trained, highly skilled people who have been laid off from the oil and gas sector and who are starting up small businesses, consulting businesses and that kind of stuff. I think that reflected a lot on what happened in Calgary during Small Business Week.
That being said, you don't finance real estate, or do you?