Well, I wouldn't speculate on why it's being imposed from a regulatory perspective rather than a risk-based perspective. I think it's very logical to look at it in terms of applying a regulation based on risk, and if an average of three members in smaller credit unions have accounts abroad, then I think there isn't really much risk of tax evasion, and we can apply an approach that keeps that in mind.
On October 27th, 2016. See this statement in context.