Thank you.
In response to your first question, I said, during my presentation, that the financing approaches of the base and additional CPP were completely different. The base plan is more dependent on contributions because it's not fully capitalized. Conversely, the additional plan relies entirely on the capitalization of contributions.
The base plan is 70% dependent on contributions and 30% dependent on investment income. The additional plan, however, is 70% dependent on investment returns and 30% dependent on contributions. Because of the two different financing approaches, it's important to keep track of each element. That's why there will be two accounts.