Thank you, Mr. Chair.
Thank you to the witnesses for coming today.
My question is at a macro level. The enhancements to the CPP have been very well received across the country. In your professional opinions, how will this help young Canadians? The example would be somebody graduating from university, who at 22 years of age gets their first job earning $45,000; then the same question for somebody who is 55 years old and is about to retire; and then for somebody at 64 years of age who is retiring next year.