Thank you, Mr. Chair.
Briefly, this may be misinformation, but my understanding is that things are being held up federally on a technical issue for those four provinces that do have the legislation in place.
A difference is that PRPPs are meant to be really low cost, unlike RRSPs, which can be very expensive to administer. The legislation was designed to make them low cost and portable, to give all Canadians a different option for savings.