Thank you, Chair.
Thank you very much, everyone, for coming here today.
I wonder what our lives would be like if the Canada pension plan didn't exist today, what Canadians would do, and what levels of poverty we would experience. When I teach classes at the University of Manitoba and the University of Winnipeg on this and we discuss pension plans, I note that senior poverty was epidemic in our society.
We might be like Mexico or something like that. I don't think that's something that we want in our society.
My first question is to Monique Moreau. I'm wondering how many of your members from the Canadian Federation of Independent Business have defined benefit pension plans or any form of pension plan that they offer to their employees?