Mr. Sorbara asked one of the questions that I wanted to ask.
I'd like to come back to the issue raised by Mr. Albas: the costs of meeting the requirements of the common reporting standard.
When we talk to credit unions or the caisses populaires that have had to comply with the requirements of the Foreign Account Tax Compliance Act, they tell us about the fairly high costs that they have to bear for the very low risks that one of their members or clients is likely to criticize or report.
Canada isn't the only place with a credit union or caisse populaire structure. Wouldn't it be possible to get a general exemption when, as in Canada's case, the risks are low because of the particular legal structure of these credit unions or caisses populaires?