We've been watching the Federal Reserve board for quite some time. Will they raise it? I think it will happen. I don't know. I'm not making a prediction. I would say this. The deputy governor of the Bank of Canada, Tim Lane, was asked that question, and he made it very clear in his speech shortly after, in terms of speculation about where the Federal Reserve board would go. He said that Canada does not need to work in lockstep with the United States. We will not march in lockstep. We will consider the circumstances as appropriate to Canada.
Now, this is not my decision; it's theirs. We're going to have to see. The United States is going up like this, but if you look around the rest of the world, it's hard because it's not out of second gear yet. I think that our Bank of Canada, in setting their rates, will take into account all the factors it needs to, but it will look for a “made in Canada” approach. That's my sense.