However, consumer protection has not necessarily been identified as falling exclusively within the federal domain.
The other thing to keep in mind is that that very reasoning led to the Supreme Court challenge involving the Investment Industry Regulatory Organization of Canada. There, too, a dispute arose over what some provinces wanted control of, specifically, Quebec and Alberta. They considered the matter to be their responsibility, but the federal government was of the view that it could have some involvement, and that's what it argued before the Supreme Court.
Ultimately, the Supreme Court ruled, siding, on the one hand, with Ottawa with respect to systemic risk monitoring and, on the other hand, with the provinces regarding everything else. In this case, we are dealing with banks, which are indeed under federal jurisdiction, and consumer protection, which is under provincial jurisdiction. A dispute could therefore arise.
I think I agree with Mr. Deltell. A representative of the Quebec government or someone else will no doubt raise the issue.
That's why I wanted to know whether the Department of Justice had done at least one analysis from that standpoint before including the measure in Bill C-29. I realize that you can't tell me what the Department of Justice's opinion was.