I would say that as federally regulated financial institutions, we speak to government stakeholders often—the Department of Finance, CMHC, OSFI. As regulated entities, we let them know what's going on in the marketplace. But to Rob's point, they don't present us with “Hey, this is what we're doing. What do you think?” But we do have regular consultations and dialogue with federal stakeholders as we are federally regulated financial institutions.
On January 30th, 2017. See this statement in context.