I do appreciate that because I want to touch on the social housing side.
I'll give you a good example. On Vancouver Island, the health authority contracted with a private contractor who ended up building to spec at a very good rate an apartment building specifically for people with disabilities. The challenge was, when this gentleman went to Canadian Mortgage and Housing Corporation, he was told that he would not receive the same lowered insurance rate for the mortgage that, if the health authority had constructed the apartment block, they would have received. When asked about the policy, basically there is no law that says they can't.
As my colleague here, Phil McColeman, said earlier about the savings that could be used if you leveraged the private sector's expertise and efficiency in such a way that the public sphere could help the people who need it the most, we could build more housing and we would have less risk overall. I really would hope that, when you're talking to the minister, or if any of the minister's staff is listening, that you would take that kind of feedback into consideration.