Thank you very much.
The default rate is only 0.28% in Canada, which is very safe. It's very low. It seems as though we have a lack of statistics. I'm not pointing at anyone. I'm saying here that the Minister of Finance and the finance department will have to look at and listen to your opinion, because you are on the market, and you're somehow dominating certain areas of statistics that will be helpful to shape up any policy going forward.
In that fashion, we are saying that the default rate is very low, so why the hurry to have that blanket policy across Canada? That's one question.
As well, do you have any statistics on the effect of these measures on residential construction, on GDP, and on unemployment? That's very important.
These are very legitimate questions for people. The public needs to know and we need to know. Can anyone give us an answer here, please?