I'll echo this. Nobody I know was asked anything about these changes.
As for the regional differences, it's huge. We're trying to solve this Vancouver-Toronto situation with these changes, and it's not effective. In fact, it's not even effective in Vancouver and Toronto. You're bludgeoning everyone and it's not fixing a thing. That's the problem I have with this. I know CMHC's policy has always been to be national, to never have a regional policy, but I think those days should change too. I think we should have more localization for helping different situations, because we all have different situations we're living in.