Any incentives at all that could assist with adding supply to the markets where we are seeing values appreciating would be incredibly beneficial for everybody. I think that almost all of the pricing pressure in the Toronto and Vancouver areas is very specifically a supply-side issue.
To be fair, the government, since 2009, has implemented a good number of changes to tighten mortgage rules. I would actually argue that many of them were very prudent at the time. I think we have arrived at the point, though, where we're addressing the entire problem with demand-side solutions when supply is what really needs to be addressed. We're creating real problems for first-time homebuyers and making home ownership in Canada elitist. We really need to address the supply side.