For Bernard, your comments on OAS and GIS, we sometimes forget that those are funded from government revenues, where CPP contributions are funded from workers.
GIS and OAS were put in place to help the neediest of the neediest. Where would you see any chance of reform to old age security in terms of, first, having the goal of incentivizing older workers to stay in the labour force and, second, providing more resources for those seniors that need it?