Absolutely. Thank you very much for the question.
In past governments, when policies have been made in the housing market.... Some consultations are able to be made within government departments, but one thing is for certain. When you're looking at these types of policy changes, it is truly important to make sure there's no breach of confidentiality, because there are many sensitivities when it comes to these types of issues.
Our government has consulted on a number of fronts when at all possible, whether it be on the environment or whatever the case may be. But when it comes to these types of situations, when it comes to changing mortgage rules, it's truly important to make sure that we are very sensitive and very prudent with the information we have. As a result, that is why there was no public consultation held regarding these matters.