We look at the overall rate of savings in the economy. At the moment, that rate is about 5%. When you look at the savings of older Canadians, there is a whole range of possibilities. Some people are finding themselves in a situation where they need to work a little longer. We have not gone into that matter in depth.
We can say that, in the labour market, we can see that the level of activity for older people has increased. People are working longer than was normal in the past. With the data at our disposal, it is difficult to say whether those people are making that decision because they like to work, because they are in better health and living longer, or because they are in financial need.