That comes back to the question you asked about the level of Canadian household debt, which is quite a serious problem. It's good that you are trying to find the right balance and to keep a key interest rate that encourages economic growth within a certain range. Since that was established in the the 1990s, you have been doing a good job and are continuing along the same lines.
The key interest rate is at a historic low. How can we adjust that key rate to ensure that Canadian households do not incur more debt? At the same time, we do not want to put the brakes on economic growth. We know very well that the indebtedness is because people are spending, which in turn stimulates economic activity.