There are many provisions in the Proceeds of Crime (Money Laundering) and Terrorist Financing Act that protect information that's in the custody of FINTRAC. One of those provisions that reinforces the separation between FINTRAC as an arm's-length agency and law enforcement as disclosure recipients, for example, is the fact that FINTRAC controls the information. We have legislated thresholds in the act that allow FINTRAC to disclose. As Lisa was indicating, FINTRAC is the one that applies those legislative tests to determine whether information under its custody can be disclosed to a recipient. It is not up to the recipients to make that test.
Furthermore, under the act, it is not possible to request information from FINTRAC, but it is possible for disclosure recipients to submit voluntary information records. This is how FINTRAC can help investigations when law enforcement agencies are, for example, interested in a case, and they have grounds to suspect that the target is involved in money laundering or terrorist financing. They can submit records to FINTRAC, but then FINTRAC makes its own analysis, and if it meets threshold that are legislated, there will be a disclosure.