Thank you.
Because we want Canadians to understand our current situation, we took a close look at the volatility going on in the marketplace. We also took a close look at private sector forecasts. We chose to take a risk adjustment. We chose to use the bottom four of the financial sector forecasts as our downward case adjustment. We believe that's the prudent thing to do, and doing that provides us with the starting point from which to make the investments that Canadians expect us to make in order to move us on to a higher growth path for our economy.