Well, that's a good question. I guess it depends on the degree to which they are disabled. If we're talking about someone who is seriously disabled, then they are going to need, as a minimum, earnings at 90% or better. They are going to need what they were net receiving before they were injured as a minimum to continue, with some degree of financial security for life, to support their families.
The other thing you need then is what I would call the costs of being crippled. There is a distinct cost to being disabled. If you're severely disabled, then you lose the ability to do things like maintain your own household. I can no longer do the physical things I used to do, like swing a hammer and drywall walls. I have to throw money at every problem that occurs within my household. I can't take advantage of seat sales to go on a family vacation, because I have to have certain seats on the aircraft. I have to have a certain type of accommodation at the other end.
I just throw out those quick examples to give you an idea that there are costs that need to be compensated that are specific to being disabled, and they vary with the degree and the type of disability. That has to be added or factored into any pension for disabled soldiers being forcibly released from the forces under what we call a 3b medical release.
Then there are the family considerations. Right now, under the new Veterans Charter, there are no family benefits whatsoever. There are some being proposed—a caregiver recognition benefit—but there are very few, other than right now a caregiver relief benefit.
Most of the benefits for the spouse—most of the benefits that compensate them as attendants, and the benefits that accrue to the children—are gone. They have all been removed. Again, we have to look at some form of appropriate financial compensation for caregivers who give up their entire civilian careers. My wife gave up a $60,000-a-year career in order to care for me in the home. The government is now proposing under the current budget that she receive $1,000 a month or $12,000 a year, tax-free, for performing those services. Well, quite frankly, that is inadequate. It's a nice gesture, but it's inadequate.
We need to look at a whole package when we talk about a pension for the disabled. Right now there are critical elements missing from that package.