I would say yes. We are currently buttressing our supervision bench strength by creating a new enforcement unit. Additionally, we are adding resources to our supervision group. By the end of next year we will have added 10 more resources to help with our supervision group. Through our industry reviews, and this particular industry review, we will be able to look at things such as compensation programs.
Someone made the point that if there's a corporate culture and a governance culture, and all the policies and procedures are in place, what falls off? We will be able to look at that. We will be able to look at how employees are managed, how their performance is managed. What if they don't reach their sales targets? What happens to them? Those are the kinds of matters that might lead to some poor behaviour.
Did you want to add anything, Richard?