I will give you a general answer because it would be difficult to provide details about each matter and each of the penalties imposed as a result.
I can tell you that the commissioner made three decisions in fiscal year 2016-17, some of which have not yet been published. These decisions identified eight violations, which resulted in $465,000 in administrative penalties.
I would add, however, as did the commissioner, that this is just part of the story. In the past year, we have led financial institutions to reimburse clients close to $15 million, owing to inaccurate disclosures or situations in which clients' account had been charged more than what they were told. We did this through our monitoring activities, using the various tools at our disposal, and by working with the financial institutions.
Aside from the pecuniary aspect, in cases where clients had received inaccurate information during transactions with their financial institution, we were also able to backtrack and inform clients that they had received inaccurate information and give them the correct information. It is just as important to correct inaccurate information. Just because there were no problems or financial losses, that does not mean that the client is not hurt more broadly speaking.