One of the challenges we have as a committee is that we hold a hearing and we listen to all the testimony, and this is no disrespect to what we're about to hear, but when the banks come before the committee I'm probably expecting to hear that, yes, they've investigated some of these concerns, that there were some situations where there were some—these are my words, not theirs—bad apples in the system, and they've dealt with them and it doesn't happen today.
That's part of the challenge we're going to have as a committee, trying to figure out the old “he said, she said” situation and we're stuck in the middle. That's why I would hope that the ongoing investigation by the FCAC could get more to the bottom of it than we as a parliamentary committee could.
Mr. Chair, that's about all I have.