They pretty much do force a sale on their clients.
In my branch in particular, which is very close to a university, they sold hundreds of credit cards to graduate students. Graduate students shouldn't have credit cards. Most graduate students will tell you that. They gave them huge limits. There were $10,000 limits for graduate students on credit cards they didn't ask for.
They'd look at their profile, see that they were a grad student, and it was “in you come and here's your credit”. That's not a good thing.