Absolutely.
What I'm hearing is the truth. This is what we said to the committee: you need to talk to the witnesses to discover the truth, because the good words of the regulators, really, those rules and regulations are not applied. The problem is they're basically selling financial products. They're not advising clients and they're not looking after their best interests. This goes against the feelings of most ordinary Canadians. That is why they're distressed when they're forced to do it.
I've talked to many of the financial advisers by phone. They have confessed to me, for what it's worth, that they've resorted to alcohol and drugs to enable them to do the work they have to do to take advantage of their clients. To me, it's a real sociological problem when employees are treated that way. It is good that we are a society based on trust, but It's unfortunate that people are being forced to do things that are against their inner feelings. This creates a lot of distress in the individuals. As Sally said, it creates sickness and it creates lots of issues. I think that's something the committee should look at and seriously consider recommending to the government that they take action immediately.