Just on the GST, though, we have to remember that some businesses are exporters and don't charge a lot of GST, or they might be an exempt business, so they don't actually collect much GST.
I think that if you want a kind of general approach so that everybody gets support, mechanisms that allow for a quick refund are good ways of trying to get money into the hands of businesses right away. That's why I was suggesting the banking system as well, because it's another alternative—