That's exactly the idea I had in mind—using the banking system more. That could actually provide much more immediate relief. I think this idea that we're going to hold that money for six weeks is not the best, just because we need to create a portal that.... Who knows how fast things will be done? I assume they'll get done in six weeks.
I think there are many small businesses, particularly, that are running out of room. We have to remember that wage subsidy does handle wages but that's not the only cost to small businesses. They have either rental or other payments that they have to make for their property. They have utility bills, property taxes and a whole bunch of things. A number of the provinces are trying to respond on some of those things, but that's one of the reasons why holding up the money is still problematic.
On top of it, they have to put up 25% of the cost of the wages unless they get some sort of a vague.... It's not very clear about how they get forgiveness on that. A lot of them may not be able to wait six weeks for a portal to be created. I think it's an immediate requirement or, I would say, an immediate move should be made to try to get a faster way of getting money to small businesses rather than waiting for a portal to be created in another six weeks.