There was a great deal of confusion, and people were concerned about whether they were going to have massive fines or potentially jail time. We need to find a way now to streamline these programs. I think the time to wait is over.
I have a different question for Mr. Moody, about looking forward to when we start climbing out of this horrible mess that we're all in together. What would your view be on a temporary exemption from the capital gains tax, particularly on the sale of publicly traded shares, as an economic stimulus to get the economy moving again, as opposed to a centrally controlled government stimulus program? Which do you think might be more effective?