I understand the question and the ask.
Looking at the interchange fees in different jurisdictions is always challenging, because looking at an individual product in isolation often doesn't represent the breadth of the options.
In a lot of these jurisdictions and markets, on debit, for instance, there is interchange on debit payments. We don't have that in Canada. At the best of times, looking at different jurisdictions to try to compare apples to apples when it comes to interchange across a suite of payment products is certainly not comparing apples to apples.