Thanks very much for the questions.
As you heard me detail in the opening remarks, banks have taken a variety of different actions, including cuts on interest rates and flexibility and deferrals and all those sorts of things. In many cases, those comprehensive programs started three and four weeks ago.
We did see the Vancity announcement yesterday. As I said, individual banks are going to make individual pricing decisions when it comes to fees. A lot of these fees, as I mentioned in the opening remarks, are being waived.
I think that answers your first question. Remind me of the second question, please.