I'm not privy to the conversations between the minister and the banks. I know that the minister has spoken to a number of board members, as I'm sure you would expect as well. I'm not privy specifically to what he said, but what I can go by is what he has talked about publicly.
I think the minister has spoken many times about credit cards and credit card rates and opportunities for Canadians to take advantage of low-interest forms of credit, the lines of credit and the personal loans that I mentioned earlier. There has been some very encouraging dialogue between members and government about potential creative ideas on other forms of low-interest credit as well.